What is free to share
In plain terms: the guides and the demo. Neither one asks for an account, an email address, or a card.
- The guide library — 24 guides. Retirement and separation timelines, a checklist for each service, terminal leave, SBP, TSP, the GI Bill and the VA-side math. Every date and dollar figure is traced to the regulation it came from, and an automated check fails our release if it is not — that is what Sources & corrections describes. Browse them.
- The live demo. The planner itself, loaded with example dates, with no sign-up step in front of it. Open the demo.
- The free tier — dashboard and countdowns, the backward-planned timeline, the milestone checklist and the reference section, with no card. Open to anyone now — sign up free, no card; the guides and the demo above need no account at all.
What is not free, so you do not paste someone into a wall: the advanced calculators — retirement pay, terminal leave vs. sell-back, TSP, SBP, pay-raise and Monte Carlo modelling, the VA and state benefit explorers, and the document and contact trackers — are Pro features. Nothing in the blocks below links to any of them.
Ready-made link blocks
In plain terms: copy, paste, done. HTML for a web page; Markdown or plain text for a newsletter, a handout or a briefing slide.
Every link below points at a page that is free to read with no account. Change the wording to suit your audience — the words are not ours to dictate, and you do not need to credit us.
Just the library
The smallest useful thing: one link to all 24 guides.
One link · HTML
<a href="https://militarywheelsup.com/guides/">Free military transition guides — WheelsUp</a>One link · Markdown
[Free military transition guides — WheelsUp](https://militarywheelsup.com/guides/)One link · plain text
Free military transition guides — WheelsUp: https://militarywheelsup.com/guides/A resource card
A short block for a "transition resources" page, with the demo alongside the guides.
Resource card · HTML
<p><strong>WheelsUp — military transition planning</strong><br>
Free, citation-grounded guides to retirement and separation: timelines, branch
checklists, terminal leave, SBP and VA benefits. Every fact is traced to the
regulation behind it. No account needed.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/">All 24 guides</a></li>
<li><a href="https://militarywheelsup.com/guides/retirement-timeline">The retirement timeline, month by month</a></li>
<li><a href="https://app.militarywheelsup.com/?demo=1">Try the planner — live demo, no sign-up</a></li>
</ul>Resource card · Markdown
**WheelsUp — military transition planning**
Free, citation-grounded guides to retirement and separation: timelines, branch
checklists, terminal leave, SBP and VA benefits. Every fact is traced to the
regulation behind it. No account needed.
- [All 24 guides](https://militarywheelsup.com/guides/)
- [The retirement timeline, month by month](https://militarywheelsup.com/guides/retirement-timeline)
- [Try the planner — live demo, no sign-up](https://app.militarywheelsup.com/?demo=1)Transition and SkillBridge offices
The timeline, the leave decision, and the program people ask about most.
Transition and SkillBridge offices · HTML
<p><strong>Planning your transition</strong> — free guides from WheelsUp, no account needed.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/retirement-timeline">The retirement timeline, month by month</a></li>
<li><a href="https://militarywheelsup.com/guides/skillbridge-complete-guide">SkillBridge: eligibility, MOU employers, timing and PTDY</a></li>
<li><a href="https://militarywheelsup.com/guides/terminal-leave-vs-sell-back">Terminal leave vs. selling leave back: the real math</a></li>
<li><a href="https://militarywheelsup.com/guides/">All WheelsUp transition guides</a></li>
</ul>Transition and SkillBridge offices · Markdown
**Planning your transition** — free guides from WheelsUp, no account needed.
- [The retirement timeline, month by month](https://militarywheelsup.com/guides/retirement-timeline)
- [SkillBridge: eligibility, MOU employers, timing and PTDY](https://militarywheelsup.com/guides/skillbridge-complete-guide)
- [Terminal leave vs. selling leave back: the real math](https://militarywheelsup.com/guides/terminal-leave-vs-sell-back)
- [All WheelsUp transition guides](https://militarywheelsup.com/guides/)Veteran service officers and claims help
The VA-side questions that arrive before the DD-214 does.
Veteran service officers and claims help · HTML
<p><strong>VA claims and compensation</strong> — free guides from WheelsUp, no account needed.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/bdd-claim-timeline">The VA BDD claim window: 180 to 90 days out</a></li>
<li><a href="https://militarywheelsup.com/guides/va-disability-combined-ratings">VA combined ratings: why 50 + 30 is not 80</a></li>
<li><a href="https://militarywheelsup.com/guides/crdp-concurrent-receipt">CRDP: when retired pay and VA compensation stack</a></li>
<li><a href="https://militarywheelsup.com/guides/va-home-loan-funding-fee">The VA home loan funding fee, and the disability waiver</a></li>
</ul>Veteran service officers and claims help · Markdown
**VA claims and compensation** — free guides from WheelsUp, no account needed.
- [The VA BDD claim window: 180 to 90 days out](https://militarywheelsup.com/guides/bdd-claim-timeline)
- [VA combined ratings: why 50 + 30 is not 80](https://militarywheelsup.com/guides/va-disability-combined-ratings)
- [CRDP: when retired pay and VA compensation stack](https://militarywheelsup.com/guides/crdp-concurrent-receipt)
- [The VA home loan funding fee, and the disability waiver](https://militarywheelsup.com/guides/va-home-loan-funding-fee)Command career counselors — branch checklists
One checklist per service, each built from that service’s own instruction.
Command career counselors — branch checklists · HTML
<p><strong>Retirement checklists by service</strong> — free guides from WheelsUp, no account needed.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/army-retirement-checklist">Army</a></li>
<li><a href="https://militarywheelsup.com/guides/navy-retirement-checklist">Navy</a></li>
<li><a href="https://militarywheelsup.com/guides/air-force-retirement-checklist">Air Force and Space Force</a></li>
<li><a href="https://militarywheelsup.com/guides/marine-corps-retirement-checklist">Marine Corps</a></li>
<li><a href="https://militarywheelsup.com/guides/coast-guard-retirement-checklist">Coast Guard</a></li>
<li><a href="https://militarywheelsup.com/guides/guard-reserve-retirement">Guard and Reserve (non-regular retirement)</a></li>
</ul>Command career counselors — branch checklists · Markdown
**Retirement checklists by service** — free guides from WheelsUp, no account needed.
- [Army](https://militarywheelsup.com/guides/army-retirement-checklist)
- [Navy](https://militarywheelsup.com/guides/navy-retirement-checklist)
- [Air Force and Space Force](https://militarywheelsup.com/guides/air-force-retirement-checklist)
- [Marine Corps](https://militarywheelsup.com/guides/marine-corps-retirement-checklist)
- [Coast Guard](https://militarywheelsup.com/guides/coast-guard-retirement-checklist)
- [Guard and Reserve (non-regular retirement)](https://militarywheelsup.com/guides/guard-reserve-retirement)Education offices, family programs and libraries
Benefits that follow a family rather than a service member.
Education offices, family programs and libraries · HTML
<p><strong>Benefits for transitioning families</strong> — free guides from WheelsUp, no account needed.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/gi-bill-at-separation">GI Bill Chapter 33 at separation, and the transfer catch</a></li>
<li><a href="https://militarywheelsup.com/guides/sbp-vs-life-insurance">SBP vs. life insurance: running the break-even</a></li>
<li><a href="https://militarywheelsup.com/guides/tamp-transitional-tricare">TAMP: 180 days of TRICARE most separators miss</a></li>
<li><a href="https://militarywheelsup.com/guides/divorce-military-retirement">Divorce and military retirement: USFSPA and the 10/10 rule</a></li>
</ul>Education offices, family programs and libraries · Markdown
**Benefits for transitioning families** — free guides from WheelsUp, no account needed.
- [GI Bill Chapter 33 at separation, and the transfer catch](https://militarywheelsup.com/guides/gi-bill-at-separation)
- [SBP vs. life insurance: running the break-even](https://militarywheelsup.com/guides/sbp-vs-life-insurance)
- [TAMP: 180 days of TRICARE most separators miss](https://militarywheelsup.com/guides/tamp-transitional-tricare)
- [Divorce and military retirement: USFSPA and the 10/10 rule](https://militarywheelsup.com/guides/divorce-military-retirement)The whole guide library
In plain terms: all 24 guides in one block, if you would rather list them than link the hub.
This list is generated from the guide library itself, so it is complete on the day you copy it. If you keep it on your site, re-copy it when you next review that page — we add guides.
All 24 guides · HTML
<p><strong>Military transition guides from WheelsUp</strong> — free, no account, every fact cited.</p>
<ul>
<li><a href="https://militarywheelsup.com/guides/retirement-timeline">The Military Retirement Timeline: 24 Months Out, Month by Month</a></li>
<li><a href="https://militarywheelsup.com/guides/terminal-leave-vs-sell-back">Terminal Leave vs. Sell-Back: The Real Math</a></li>
<li><a href="https://militarywheelsup.com/guides/air-force-retirement-checklist">Air Force Retirement Checklist: Every DAFI Deadline</a></li>
<li><a href="https://militarywheelsup.com/guides/army-retirement-checklist">Army Retirement Checklist: The SFL-TAP Timeline</a></li>
<li><a href="https://militarywheelsup.com/guides/sbp-vs-life-insurance">SBP vs. Life Insurance: Running the Break-Even</a></li>
<li><a href="https://militarywheelsup.com/guides/navy-retirement-checklist">Navy Retirement Checklist: Fleet Reserve and the NSIPS Windows</a></li>
<li><a href="https://militarywheelsup.com/guides/marine-corps-retirement-checklist">Marine Corps Retirement Checklist: FMCR and the 14-Month Window</a></li>
<li><a href="https://militarywheelsup.com/guides/coast-guard-retirement-checklist">Coast Guard Retirement Checklist: No Fleet Reserve, and a 90-Day Pay Deadline</a></li>
<li><a href="https://militarywheelsup.com/guides/redux-vs-high-3-vs-brs">REDUX vs. High-3 vs. BRS: Which Formula Are You Actually Under?</a></li>
<li><a href="https://militarywheelsup.com/guides/bdd-claim-timeline">The VA BDD Claim Timeline: The 180–90 Day Window Explained</a></li>
<li><a href="https://militarywheelsup.com/guides/guard-reserve-retirement">Guard and Reserve Retirement: Points ÷ 360, the 20-Year Letter, and Age 60</a></li>
<li><a href="https://militarywheelsup.com/guides/rcsbp-20-year-letter">RCSBP: The Survivor Decision That Arrives With Your 20-Year Letter</a></li>
<li><a href="https://militarywheelsup.com/guides/skillbridge-complete-guide">SkillBridge, The Complete Guide: Eligibility, MOU Employers, Timing, and PTDY</a></li>
<li><a href="https://militarywheelsup.com/guides/va-disability-combined-ratings">VA Disability Math: Why 50 + 30 ≠ 80</a></li>
<li><a href="https://militarywheelsup.com/guides/crdp-concurrent-receipt">CRDP: When Retired Pay and VA Compensation Actually Stack</a></li>
<li><a href="https://militarywheelsup.com/guides/tsp-at-separation">TSP on the Way Out: Match, Vesting, Limits, and What Happens After Separation</a></li>
<li><a href="https://militarywheelsup.com/guides/gi-bill-at-separation">GI Bill Chapter 33 at Separation: Tiers, the Transfer Catch, and Yellow Ribbon</a></li>
<li><a href="https://militarywheelsup.com/guides/va-home-loan-funding-fee">The VA Home Loan Funding Fee — and the Disability Waiver Most Veterans Miss</a></li>
<li><a href="https://militarywheelsup.com/guides/divorce-military-retirement">Divorce and Military Retirement: USFSPA, the 10/10 Rule, and the Frozen-Benefit Rule</a></li>
<li><a href="https://militarywheelsup.com/guides/medical-separation-vs-retirement">Medical Separation vs. Medical Retirement: The IDES Timeline Explained</a></li>
<li><a href="https://militarywheelsup.com/guides/involuntary-separation-pay">Involuntary Separation Pay: Who Gets It, and How It's Clawed Back</a></li>
<li><a href="https://militarywheelsup.com/guides/tamp-transitional-tricare">TAMP: The 180 Days of TRICARE Most Separators Don't Know They Have</a></li>
<li><a href="https://militarywheelsup.com/guides/tricare-retiree-options">TRICARE After You Retire: Prime, Select and For Life Compared</a></li>
<li><a href="https://militarywheelsup.com/guides/transition-quick-answers">Quick Answers: The Transition Questions People Actually Ask</a></li>
</ul>All 24 guides · Markdown
**Military transition guides from WheelsUp** — free, no account, every fact cited.
- [The Military Retirement Timeline: 24 Months Out, Month by Month](https://militarywheelsup.com/guides/retirement-timeline)
- [Terminal Leave vs. Sell-Back: The Real Math](https://militarywheelsup.com/guides/terminal-leave-vs-sell-back)
- [Air Force Retirement Checklist: Every DAFI Deadline](https://militarywheelsup.com/guides/air-force-retirement-checklist)
- [Army Retirement Checklist: The SFL-TAP Timeline](https://militarywheelsup.com/guides/army-retirement-checklist)
- [SBP vs. Life Insurance: Running the Break-Even](https://militarywheelsup.com/guides/sbp-vs-life-insurance)
- [Navy Retirement Checklist: Fleet Reserve and the NSIPS Windows](https://militarywheelsup.com/guides/navy-retirement-checklist)
- [Marine Corps Retirement Checklist: FMCR and the 14-Month Window](https://militarywheelsup.com/guides/marine-corps-retirement-checklist)
- [Coast Guard Retirement Checklist: No Fleet Reserve, and a 90-Day Pay Deadline](https://militarywheelsup.com/guides/coast-guard-retirement-checklist)
- [REDUX vs. High-3 vs. BRS: Which Formula Are You Actually Under?](https://militarywheelsup.com/guides/redux-vs-high-3-vs-brs)
- [The VA BDD Claim Timeline: The 180–90 Day Window Explained](https://militarywheelsup.com/guides/bdd-claim-timeline)
- [Guard and Reserve Retirement: Points ÷ 360, the 20-Year Letter, and Age 60](https://militarywheelsup.com/guides/guard-reserve-retirement)
- [RCSBP: The Survivor Decision That Arrives With Your 20-Year Letter](https://militarywheelsup.com/guides/rcsbp-20-year-letter)
- [SkillBridge, The Complete Guide: Eligibility, MOU Employers, Timing, and PTDY](https://militarywheelsup.com/guides/skillbridge-complete-guide)
- [VA Disability Math: Why 50 + 30 ≠ 80](https://militarywheelsup.com/guides/va-disability-combined-ratings)
- [CRDP: When Retired Pay and VA Compensation Actually Stack](https://militarywheelsup.com/guides/crdp-concurrent-receipt)
- [TSP on the Way Out: Match, Vesting, Limits, and What Happens After Separation](https://militarywheelsup.com/guides/tsp-at-separation)
- [GI Bill Chapter 33 at Separation: Tiers, the Transfer Catch, and Yellow Ribbon](https://militarywheelsup.com/guides/gi-bill-at-separation)
- [The VA Home Loan Funding Fee — and the Disability Waiver Most Veterans Miss](https://militarywheelsup.com/guides/va-home-loan-funding-fee)
- [Divorce and Military Retirement: USFSPA, the 10/10 Rule, and the Frozen-Benefit Rule](https://militarywheelsup.com/guides/divorce-military-retirement)
- [Medical Separation vs. Medical Retirement: The IDES Timeline Explained](https://militarywheelsup.com/guides/medical-separation-vs-retirement)
- [Involuntary Separation Pay: Who Gets It, and How It's Clawed Back](https://militarywheelsup.com/guides/involuntary-separation-pay)
- [TAMP: The 180 Days of TRICARE Most Separators Don't Know They Have](https://militarywheelsup.com/guides/tamp-transitional-tricare)
- [TRICARE After You Retire: Prime, Select and For Life Compared](https://militarywheelsup.com/guides/tricare-retiree-options)
- [Quick Answers: The Transition Questions People Actually Ask](https://militarywheelsup.com/guides/transition-quick-answers)The fine print
In plain terms: link freely, please link rather than copy, and we are not the government.
- You do not need our permission to link to any page on this site, and we ask for no attribution, no logo placement and no reciprocal link.
- Please link rather than paste the text of a guide. Guides get corrected when a regulation changes; a copy sitting on your site does not, and a stale benefits page can cost someone a deadline.
- WheelsUp is an independent planning tool — not affiliated with the U.S. Department of Defense, any service branch, or the VA. Linking to us does not make your organization affiliated with us, and we will not describe you as endorsing WheelsUp.
- Estimate only. Everything WheelsUp produces is a planning estimate and general information, not financial, legal, tax or benefits advice. Members should verify with their finance office, MPF/MPS, MTF and the VA before acting. Our Terms of Service say the same thing at length.
- Accessibility. These pages are built toward WCAG 2.1 Level AA and we publish what we have measured, what we have not, and what is still short — our accessibility statement. If a page here is a barrier for the people you serve, that is a defect and we want to hear about it.
Ask us for something
In plain terms: if the guide your members keep asking for does not exist, tell us.
We write guides against real questions rather than keyword lists, so "the thing three people asked me about this week" is genuinely the most useful message you can send.
Ask for a guide we have not written, or get in touch about anything else.