<?xml version="1.0" encoding="UTF-8"?>
<!-- S-12.3: extensionless URLs only (the Worker 307s .html to extensionless).
     Add /guides/* here as each guide ships.

     2026-08-23 (S-8.21 / DEC-28): the five pages that used to be deliberately
     absent — privacy, terms, acceptable-use, health-data, editorial-policy — are
     now LISTED. Each carried a page-level noindex "until the S-8.3 lawyer
     review"; the owner DEFERRED that review, so the condition could never be
     met and the exclusion had no remaining reason. NO landing page carries
     noindex any more — a state the guard now asserts explicitly instead of
     inferring it from whatever it happens to find. See
     tests/test_for_organizations.js §10.

     /for-organizations was added 2026-08-14 (S-21.12). It was held back at first
     on the belief that the apex is served X-Robots-Tag: noindex until launch —
     which is FALSE and was never measured: nothing sets that header here, and
     robots.txt is `User-agent: * / Allow: /`. The app subdomain is the noindex
     one. LAUNCHED=false gates the launch CTA, not crawling. -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://militarywheelsup.com/</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/security</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/accessibility</loc>
    <!-- 2026-08-15, not 2026-08-04: the page was substantively rewritten that
         day (scope paragraph, current-surface count, the un-remeasured-pages
         disclosure). This is a PUBLISHED conformance statement — a crawler
         holding the old copy needs a reason to refetch. Move this when the page
         changes, NOT when the measurement dates inside it change. -->
    <lastmod>2026-08-15</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/status</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <!-- /support shipped at IDEA-24 (2026-08-08), is indexable, and is linked
         from all 34 footers — but was never listed here. The guard below the
         sitemap only ever checked the LISTED direction (nothing listed is
         noindex, nothing is duplicated), so an indexable page that was simply
         absent could never trip it. The converse is now asserted too. -->
    <loc>https://militarywheelsup.com/support</loc>
    <lastmod>2026-08-08</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/for-organizations</loc>
    <lastmod>2026-08-14</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/terms</loc>
    <lastmod>2026-08-23</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/privacy</loc>
    <lastmod>2026-08-23</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/acceptable-use</loc>
    <lastmod>2026-08-23</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/health-data</loc>
    <lastmod>2026-08-23</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/editorial-policy</loc>
    <lastmod>2026-08-23</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/retirement-timeline</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/terminal-leave-vs-sell-back</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/air-force-retirement-checklist</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/army-retirement-checklist</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/sbp-vs-life-insurance</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/navy-retirement-checklist</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/marine-corps-retirement-checklist</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/coast-guard-retirement-checklist</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/redux-vs-high-3-vs-brs</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/bdd-claim-timeline</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/guard-reserve-retirement</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/rcsbp-20-year-letter</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/skillbridge-complete-guide</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/va-disability-combined-ratings</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/crdp-concurrent-receipt</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/tsp-at-separation</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/gi-bill-at-separation</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/va-home-loan-funding-fee</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/divorce-military-retirement</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/medical-separation-vs-retirement</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/involuntary-separation-pay</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/tamp-transitional-tricare</loc>
    <lastmod>2026-07-28</lastmod>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/tricare-retiree-options</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://militarywheelsup.com/guides/transition-quick-answers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
</urlset>
